How to Work for Uncle Sam and Retire Rich is a book that weaves solid financial planning advice with explanations of how federal employees can take advantage of the extensive benefit system available to them to accomplish what we all want – a worry-free, financially independent future. It is authored by Randall P. Hallier, CFP®, one of the industry's leading experts on government retirement and employee benefits programs. Written from a financial planner's perspective, this helpful plain English guide to government employee benefits addresses some of the big mistakes federal employees need to avoid when planning for retirement.
WHAT DOES RETIREMENT MEAN TO YOU? Will your retirement be a comfortable and enjoyable new stage ofadulthood or a time of uncertainty, strict economizing, and reducedoptions? As retirement planning guru Bambi Holzer explains, thechoice is yours but the time to act is now, while you re stillearning a steady income. Written by a baby boomer for baby boomers,in clear, nontechnical language, Retire Rich takes the fear andmystery out of planning, saving, and investing for the future,whether you re just getting started or well along in yourretirement planning. Enhanced by helpful charts, tables, andworksheets, Retire Rich offers you a golden opportunity to secureyour financial future and enjoy the peace of mind that comes withtaking charge of this very important part of your life. "With Bambi s help and advice, a person can truly plan successfullyfor a secure retirement. Every baby boomer will benefit fromreading this book." Donald A. Connelly, Senior Vice President,Putnam Investments "Entrepreneurs lose sleep worrying about managing their money everynight. Bambi Holzer s readable book provides clear, in-depthstrategies for managing your personal funds, pensions, andinvestments." Jane Applegate, author of 201 Great Ideas for YourSmall Business "If you re starting to think about investing for retirement, followthis clear, easy-to-understand road map to financial survival. Dont invest without reading Bambi Holzer s book first." DavidHorowitz, Consumer Advocate, Fight Back! Productions "An accurate and practical resource, easily understandable bynontechnical readers boomer or not." Dennis Duitch, Senior Partner,DPS & Company, LLP A money book club selection
Self-directed IRAs have been around for years, but they’ve been gaining popularity recently among do-it-yourself investors. If this type of investment appeals to you, experts warn that they aren’t for everyone, and there are pitfalls associated with self-directed IRAs that could end up costing you money if you aren’t careful. Recently, many smart investors have exited the stock market because they have lost control of their investments. They have relied on the advice and skill of their brokers, bankers, and financial advisers. Many retirement accounts have dwindled or plateaued. Fortunately, there is a great but little-understood alternative: the self-directed IRA. This book will teach you how to turn your IRA into a wealth-building tool that you have complete control over. This revised edition of Retire Rich With Your Self-Directed IRA will give you the tools you need to take control of your investments. These self-directed IRAs make it effortless for you to build up and keep hold of your IRA money. In this book, you’ll find out how to benefit from the new IRS regulations that impact IRAs and how to stay away from problems. The self-directed IRA lets you act as your own investment manager. Learn how to set up your account with a custodian or IRA administrator to deal with the day-to-day activities, such as depositing contributions and executing and settling investment transactions. It’s easy, fun, and it puts you back in control of your retirement account. The authors combine essentials, insight, and insider secrets to secure a financial victory after retirement.
Whether you are thirty years from retirement or it’s just around the corner, here is the only book you’ll need about how to get it together and plan a safe, secure, and prosperous retirement. Money magazine senior editor Walter Updegrave has crafted a practical, resourceful guide, showing readers how to cut through the clutter, assess their finances, and become their own personal pension manager. How to Retire Rich in a Totally Changed World gives readers the tools to make retirement something everyone can look forward to.
“This little gem of a book offers sage advice on everything from downsizing to diet and exercise.”—The New York Times With Americans living longer, healthier lives, the conventional idea of retirement is obsolete. Millions of Americans are working past the age of sixty-five—not because they have to, but because they want to. Many, like Marika and Howard Stone, discover second careers, start their own businesses, or go back to school. Too Young to Retire offers inventive and exciting retirement alternatives to help readers find their labors of love, inner activists, or how to make a home away from home. Enlightening exercises and workbook pages as well as a comprehensive list of publications, home exchange organizations, and websites are included to assist readers in making meaningful choices. For those who aren’t ready to throw in the towel, Too Young to Retire is the essential resource for discovering what comes next.
A resource to the discounts and bargains available from the government, universities, and nonprofit agencies offers insider tips on reducing the costs of dining out, getting medical care, and going on vacation.
Now completely revised and updated, the Jorgensens' classic guide to increasing wealth provides solid advice on investing, paying taxes, buying insurance, and more...in good times and bad. You can get rich -- regardless of age, income, or marital status -- by simply following the advice of financial duo Jim and Rich Jorgensen. It's Never Too Late to Get Rich explains how to apply their tried-and-true rules of financial planning in any financial climate, taking you through a process built on nine foolproof, easy-to-follow strategies: • Pay yourself first • Don't be a lender • Kill those credit cards • Be willing to accept some risk • Build a rock-solid investment portfolio • Invest with technology • Delay your taxes • Buy adequate life and disability insurance • Work with a financial planner Here too are invaluable guidelines on saving and investing in a crashing or soaring stock market, on minimizing taxes, and on preparing for big expenditures like education and retirement. Fully updated with information on new ways to earn interest, the latest financial websites and resources, and much more, It's Never Too Late to Get Rich is your reliable guidebook toward the financial security that you've always dreamed of.